If you are not sure what plan suits you best, Mr Rhode recommends tracking your phone calls for a month.

“Start by figuring out how many minutes you need and if any of them are out of the area,” Mr Rhode said. “Then call your current carrier to see if they will switch you to a lower cost calling plan that matches your needs. If not, figure out the cost of terminating your contract and start shopping around. If the termination penalty is less than the savings you’ll accrue with a new plan, tell your current carrier to take a hike.

“If you want the convenience and safety of carrying a cell phone but don’t use one very often, consider using a prepaid cellular plan where you can pay as you go,” Mr Rhode added. “You’ll get all the benefits of having a phone, without the contracts and fees.”