Insurance Agents Remind Parents, Grads To Stay Safe

HARTFORD — It is graduation time across Connecticut, and many young people are exuberant and celebrating. But, every year, tragedy involving teens and alcohol peaks during the graduation season.

The Professional Insurance Agents of Connecticut warn that more than 3,500 teens are killed and another 85,000 are injured each year in car crashes involving alcohol.

“No insurance can cover the potential loss caused by an accident while driving under the influence,’ warns PIACT President James R. Berliner, CPCU. “Celebrations of milestones and achievements shouldn’t become the cause of tragedy. The most important message to remember is that drinking and driving puts the lives of the driver and others in extreme danger.”

And, if your child is in an accident while under the influence of drugs or alcohol, the tremendous increase in your insurance premiums will pale compared to the severe legal trouble in which your child will find themselves.           

Despite recent reports of a decrease in the incidence of drinking and driving, the number one killer of teenagers still is drunk driving.

“Teens need to be reminded that there are safer ways to have fun than drinking,” Mr Berliner said. “Many parents feel that hosting a party where alcohol is present before or after graduation will ensure their teen’s safety.”

But he warned, it is unsafe and illegal. “Under Connecticut state law, an individual can be held liable for unlawfully furnishing or assisting in the procurement of alcohol to minors.”

PIACT suggests talking to your teen to help him or her understand the dangers and the consequences of drinking. This may be the best defense you can provide them.           

Surveys show that young people rank their parents among the top reasons for not drinking.

“Talking to our kids and setting clear boundaries regarding alcohol and driving may be the most important thing a parent can do,” Mr Berliner said. “Explain to them that if they need a ride, it’s okay to call you. Set rules and expectations and keep the lines of communication open. High school graduation day should be the happiest time of a teenagers life. Not the most tragic.”

PIACT is a trade association representing professional insurance agencies and brokerages throughout the state.